Implementation of Financial Education in the School Curriculum: An Analysis of Best Practices
DOI:
https://doi.org/10.56200/mried.v4i10.9457Keywords:
education, finance, curriculum, methodology, teachersAbstract
Financial education is essential for the comprehensive development of students, as it enables them to make informed economic decisions. The objective of this research was to analyze best practices in the implementation of financial education in the school curriculum, based on experiences and adopted pedagogical strategies. A qualitative approach and cross-sectional design were used, with semi-structured interviews conducted with 25 teachers from five institutions in Quito. These were validated by experts and analyzed through thematic analysis in three phases: transcription, coding, and categorization of findings on perception, methodologies, challenges, and student impact. Teachers positively valued financial education, highlighting its impact on economic autonomy. 68% use active methodologies, although 32% still follow traditional approaches. Lack of teacher training (84%) and resource shortages (61%) were identified as major challenges. Despite this, 79% observed improvements in students’ financial planning. It is concluded that financial education should be integrated transversally into the school curriculum, combining technical knowledge with active methodologies. Its teaching should not be isolated but rather connected with other areas of knowledge to enhance its impact and improve students' economic preparedness.
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Copyright (c) 2025 Alicia Lorena Romero Caguana, Henry Rodrigo Guapisaca Aucapiña, Sandra Lucía Romero Caguana, Edison Xavier Guillen Ortiz, Víctor Enrique Calle Guapisaca, Lupe Fabiola Rubio Mendez
This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.
